Commercial Insurance Services
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Specialty Insurance Services a Division of MTC Insurance Agency Group can provide your business with complete assessment of your business exposures and provide you with a package of coverage’s for your business exposures. Transfer your risk exposure over to the commercial insurance company. That way your company assets are protected
The following summary is from a Commercial Auto Policy, not a personal lines policy.
The Commercial Auto Policy is designed for trucks 2.5 ton or larger, not passenger type vehicles like automobiles and pick-up trucks smaller than 2.5 ton.
Commercial Policy Coverage Highlights:
- Liability coverage limits up to $1,000,000
- Comprehensive and Collision Coverage with deductible of $250, $500, or $1000.
- Physical Damage losses paid at Agreed Value basis.
- Coverage included to Tools and Equipment, Spare Parts that are carried in or on the vehicle.
- Coverage included for Manuals, Books, Paper, etc, that relate to the vehicle.
- Coverage includes liability and property damage for scheduled vehicle, and trailer that are listed on the policy.
- Hauling an additional insured Antique Truck by primary insured truck and trailer is permitted.
- No limit on miles driven, nationwide coverage.
- Form E filings are available.
- Applicable State rules will apply to Uninsured Motorists, Uderinsured Motorists, Medical Payments, and Personal Injury Protection.
Example: Commercial Antique Truck Policy
| 1950 Mack 1955 Lowboy |
Agreed Value: | $8,500 $2,500 |
|
| $300,000 Liability $300,000 UM $005,00 Medical $250 Deductible Comp. $250 Deductible Collision |
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| Annual Premium | $594.00 | ||
| Without Trailer | $449.00 | ||
| 1948 Diamond T 201 Dump Truck |
Agreed Value: | $20,000 | |
| $1,000 Deductible Comp $1,000 Deductible Collision |
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| Annual Premium | $646.00 | ||