Commercial Insurance Services back to Homepage

Specialty Insurance Services a Division of MTC Insurance Agency Group can provide your business with complete assessment of your business exposures and provide you with a package of coverage’s for your business exposures.  Transfer your risk exposure over to the commercial insurance company. That way your company assets are protected

The following summary is from a Commercial Auto Policy, not a personal lines policy.

The Commercial Auto Policy is designed for trucks 2.5 ton or larger, not passenger type vehicles like automobiles and pick-up trucks smaller than 2.5 ton.

Commercial Policy Coverage Highlights:

  • Liability coverage limits up to $1,000,000
  • Comprehensive and Collision Coverage with deductible of $250, $500, or $1000.
  • Physical Damage losses paid at Agreed Value basis.
  • Coverage included to Tools and Equipment, Spare Parts that are carried in or on the vehicle.
  • Coverage included for Manuals, Books, Paper, etc, that relate to the vehicle.
  • Coverage includes liability and property damage for scheduled vehicle, and trailer that are listed on the policy.
  • Hauling an additional insured Antique Truck by primary insured truck and trailer is permitted.
  • No limit on miles driven, nationwide coverage.
  • Form E filings are available.
  • Applicable State rules will apply to Uninsured Motorists, Uderinsured Motorists, Medical Payments, and Personal Injury Protection.

Example: Commercial Antique Truck Policy

1950 Mack
1955 Lowboy
Agreed Value: $8,500
$2,500
$300,000 Liability
$300,000 UM
$005,00 Medical
$250 Deductible Comp.
$250 Deductible Collision
Annual Premium $594.00
Without Trailer $449.00
1948 Diamond T 201
Dump Truck
Agreed Value: $20,000
$1,000 Deductible Comp
$1,000 Deductible Collision
Annual Premium $646.00

 



PROPOSAL FORM

Name

Address
City State Zip
Home Phone Work Phone
Fax E-Mail    
Date of Birth        

Vehicle Information

Year Make Model Single/DualAxle VIN
 Single  Dual
Notes
Year Make Model Single/DualAxle VIN
 Single  Dual
Notes
Year Make Model Single/DualAxle VIN
 Single  Dual
Notes
Year Make Model Single/DualAxle VIN
 Single  Dual
Notes
Year Make Model Single/DualAxle VIN
 Single  Dual
Notes
Year Make Model Single/DualAxle VIN
 Single  Dual
Notes
Current Insurance Company
Policy Number Number of years insured

Any comp/collision claims or citations last 3 years? 
 Yes
 No

NOTE: All proposals will be with UM 100/300, Mids 10,000, Comp 500 Ded, Coll 500 Ded.

NOTE:  Notes needed to rate insurance premiums.